We do not recommend that outside financing is used in a chiropractic office for many reasons:

  1. The finance companies send a bill in the mail to your patient. This reminds the patient every month that they "owe" you money. The more often they think about money, the less often they stay. This is why we recommend doing auto-debits with their credit card or by bank EFT.
     
  2. Care Credit cannot be used for chiropractic services that have not been rendered. It can only be used on a per-visit basis. *Since Oct. 2009.
     
  3. Patients who pay per visit are more likely to drop out of care.
     
  4. When it's time to transition the patient to the next phase of care, they have a new purchase decision to make, as they are still making payments to the financing company.
     
  5. It's expensive.
     
  6. Requires a separate terminal.