The Terms and Conditions from the bank, PAYA outline the terms of your merchant accounts. The document states that you are agreeing to a 3-year contract. Rest assured, as a Cash Practice​® member you will be set up on a special platform. Meaning, your merchant accounts are strictly month-to-month,  no ETF (Early Termination Fee). This is why we provide you with the Termination Coupon, as it waives any early termination fee if you cancel your merchant accounts within the stated time period. You do not need to print these or send these back to us. These documents are for your records (and peace of mind!). 

Questions? Contact Merchant Services at (877) 343-8950 x105